Solutions » Electronic Representment

Recover 20 to 30% more of your returned checks with Electronic Representment (RCK) from Retrieve.

Overview

Electronic Representment converts bad checks into electronic transactions on the Automated Clearing House (ACH) network, which can be recovered in less time and at less cost than paper. Electronic check transactions have "first-in-line" status at banks, so they are processed quicker.

Retrieve represents returned checks within 24 hours of receiving them. We also use an exclusive account monitoring process to determine the optimal time to represent checks.

Benefits

• Recover more money by using electronic transactions instead of paper
• Recover money faster because of "first-in-line" status at banks
• Avoid bank check re-deposit fees
• Collect returned check fees from bad check writers
• View detailed returned check reports from our secure website

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